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        QRISQuick Response Code Indonesian Standard
        With ALTO QRIS, enjoy easy on-boarding supported by an expert team, real-time transaction monitoring, integration with a Fraud Detection System (FDS), efficient back-office tools, and seamless transaction management through the Web Claim Dashboard.

        QRISBenefits

        EasyOn-Boarding
        Quick and straightforward integration process with expert support, ensuring ALTO QRIS implementation meets client needs.
        Real-TimeMonitoring
        Access a dashboard anytime for live monitoring of QRIS transactions, ensuring transparency and full control.
        IntegratedSecurity
        Integration with a Fraud Detection System to identify and address anomalies, enhancing transaction security.
        OperationalEfficiency
        Back-office tools and the Web Claim Dashboard streamline daily operations and reconciliation, efficiently managing transaction disputes.

        QRISUVPs

        EasyOn-Boarding
        Supported by an experienced Client Integration team with in-depth product knowledge, ensuring efficient integration that meets client timelines.
        Real-TimeMonitoring
        ALTO provides a dashboard accessible anytime by clients/members, allowing real-time monitoring of QRIS transactions for transparency and complete control.
        Interated FDSSecurity
        ALTO actively collaborates with all stakeholders to address anomalies detected by the integrated Fraud Detection System (FDS), safeguarding transactions.
        Efficient withBack-Office Tools
        The ALTO Operations & Reconciliation team is equipped with advanced internal tools, enhancing operational activities and daily reconciliation efficiency.
        Ease withWeb Claim Dashboard
        Clients can easily utilize the Web Claim Dashboard to resolve transaction disputes through individual or bulk chargeback or representment submissions.
        QRISProducts
        QRIS Cross Border
        Enables international tourists to pay in Indonesia by scanning QRIS at local merchants. Conversely, Indonesian tourists can pay abroad using a mobile app to scan QR codes at international merchants.
        QRIS Merchant Presented Mode
        A payment process where customers use the QRIS issuer app to scan the QRIS code available at the merchant.
        QRIS Customer Presented Mode
        A payment process where customers display the QRIS issued by the QRIS issuer application for merchants to scan.
        QRIS Tuntas (Tarik Tunai, Transfer, Setor Tunai)
        Based on the MPM method, it allows customers to perform transfer, withdrawal, and deposit transactions by simply scanning the QR code at merchants or on-us/off-us ATMs.
        QRIS Tap Berbasis NFC
        QRIS Tap Berbasis NFC enables quick and easy payments by simply bringing the device close to the payment terminal, eliminating the need to scan a QR code.
        QRIS Cross Border
        QRIS Cross Border
        QRIS Cross Border
        Enables international tourists to pay in Indonesia by scanning QRIS at local merchants. Conversely, Indonesian tourists can pay abroad using a mobile app to scan QR codes at international merchants.
        QRIS MPM
        QRIS MPM
        QRIS Merchant Presented Mode
        A payment process where customers use the QRIS issuer app to scan the QRIS code available at the merchant.
        QRIS CPM
        QRIS CPM
        QRIS Customer Presented Mode
        A payment process where customers display the QRIS issued by the QRIS issuer application for merchants to scan.
        QRIS Tuntas
        QRIS Tuntas
        QRIS Tuntas (Tarik Tunai, Transfer, Setor Tunai)
        Based on the MPM method, it allows customers to perform transfer, withdrawal, and deposit transactions by simply scanning the QR code at merchants or on-us/off-us ATMs.
        QRIS Tap NFC
        QRIS Tap NFC
        QRIS Tap Berbasis NFC
        QRIS Tap Berbasis NFC enables quick and easy payments by simply bringing the device close to the payment terminal, eliminating the need to scan a QR code.
        ALTO Network: Enabling World-class Payment for Everyone, Everywhere, Every Time
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